^Only applicable to the Savie Insurance Plan in the 1st 3 policy years and Provie Insurance Plan (HKD currency policy) in the 1st 5 policy years.

You prefer a plan of:

US$HK$

More surprise if you save no less than HK$400,000!

More surprise if you save no less than HK$400,000US$80,000

End of Policy Year Accumulated crediting
interest (US$HK$)
Surrender Benefit
(US$HK$)
1 $5,983 $415,983
2 $5,983 $415,983
3 $5,983 $415,983
4 $5,983 $415,983
5 $5,983 $415,983



All protection benefits are subject to a maximum value,
please refer to product brochure and provision for more information.

The above protection benefit coverage is calculated as at the policy effective date and will be changed in accordance with the account value.

Premium Discount US$150HK$1,200
Referral Offer
(New customer1only)
US$100HK$800 premium discount

Referral Offer
(New customer1only)
US$100HK$800 premium discount
End of Policy Year Accumulated crediting interest
(HK$)
Surrender Benefit
(HK$)
1 5,983 415,983
2 5,983 415,983
3 5,983 415,983
Premium Discount HK$1,200
Referral Offer
(New customer1only)
HK$800 premium discount

Referral Offer
(New customer1only)
HK$800 premium discount

Subject to Terms and Conditions.

  • The above example is for reference only and assume applicant has not made any withdrawal from the account.
  • 1New customers are applicants who have never held any policy of Savie Insurance Plan (“Savie”), Provie Insurance Plan (“Provie”), Wealthree Endowment Plan and Wealthree Endowment Plan (Premium Prepaid) (collectively referred to as “Wealthree”) underwritten by FWD Life Insurance Company (Bermuda) Limited on or before this application. Details please refer to https://i2.fwd.com.hk/savings-premium-discount-2017/en/ .
  • *Premium excludes insurance levy collected by the Insurance Authority. For further information, please visit www.fwd.com.hk/en/insurance-levy or contact our 24-hour Service Hotline at 3123 3123.
  • In any event, each applicant can only hold at most ONE (1) POLICY of the Provie Insurance Plan through any means of application (including any terminated Plan). Any applicant who already holds one policy of Provie Insurance Plan is unable to make any further applications through any method.
  • The above example is for reference only and assume applicant has not made any withdrawal from the account.
  • 1New customers are applicants who have never held any policy of Savie Insurance Plan (“Savie”), Provie Insurance Plan (“Provie”), Wealthree Endowment Plan and Wealthree Endowment Plan (Premium Prepaid) (collectively referred to as “Wealthree”) underwritten by FWD Life Insurance Company (Bermuda) Limited on or before this application. Details please refer to https://i2.fwd.com.hk/savings-premium-discount-2017/en/ .
  • *Premium excludes insurance levy collected by the Insurance Authority. For further information, please visit www.fwd.com.hk/en/insurance-levy or contact our 24-hour Service Hotline at 3123 3123.
  • In any event, each applicant can only hold at most ONE (1) POLICY of the Provie Insurance Plan through any means of application (including any terminated Plan). Any applicant who already holds one policy of Provie Insurance Plan is unable to make any further applications through any method.

Subject to Terms and Conditions.

  • The above example is for reference only and assume applicant has not made any withdrawal from the account.
  • The calculation of the above return is based on the account value at the 1st policy anniversary and on the assumption that the applicant has not withdrawn from the account and has held the policy until the end of the 1st policy year; the above return has also taken into account the 1% premium discount and 2% p.a. crediting interest.
  • *Premium excludes insurance levy collected by the Insurance Authority. For further information, please visit www.fwd.com.hk/en/insurance-levy or contact our 24-hour Service Hotline at 3123 3123.

Subject to Terms and Conditions.

  • The above example is for reference only and assume applicant has not made any withdrawal from the account.
  • 1New customers are applicants who have never held any policy of Savie Insurance Plan (“Savie”), Provie Insurance Plan (“Provie”), Wealthree Endowment Plan and Wealthree Endowment Plan (Premium Prepaid) (collectively referred to as “Wealthree”) underwritten by FWD Life Insurance Company (Bermuda) Limited on or before this application. Referral offer is subject to its terms and condition. Details please refer to https://i2.fwd.com.hk/savings-premium-discount-2017/en/ .
  • *Premium excludes insurance levy collected by the Insurance Authority. For further information, please visit www.fwd.com.hk/en/insurance-levy or contact our 24-hour Service Hotline at 3123 3123.
  • The above example is for reference only and assume applicant has not made any withdrawal from the account.
  • 1New customers are applicants who have never held any policy of Savie Insurance Plan (“Savie”), Provie Insurance Plan (“Provie”), Wealthree Endowment Plan and Wealthree Endowment Plan (Premium Prepaid) (collectively referred to as “Wealthree”) underwritten by FWD Life Insurance Company (Bermuda) Limited on or before this application. Details please refer to https://i2.fwd.com.hk/savings-premium-discount-2017/en/ .
  • *Premium excludes insurance levy collected by the Insurance Authority. For further information, please visit www.fwd.com.hk/en/insurance-levy or contact our 24-hour Service Hotline at 3123 3123.